Student Health Insurance Program

National Louis University is committed to the health and welfare of all its students. There are specific populations of students who are required to have health insurance and some populations that are not required but are eligible to opt-in or enroll for the health plan coordinated through NLU. 

INSURANCE REQUIRED (Auto-Enrolled Populations):

New students in the auto-enroll/insurance-required populations are automatically enrolled unless a waiver is submitted by the posted deadline

• Kendall College for the Culinary Arts: Students enrolled in the Kendall College programs (Certificate, Associate's, or Bachelor's) programs enrolled in at least 6 quarters are auto-enrolled
• International students residing in the United States (except for students Doctorate in Business Administration in Florida) are auto-enrolled
• Students living in on-campus housing
• International students with an F1 or J1 visa

*To be enrolled in the Student Health Insurance Program, students must have an address in the United States. Students are responsible for ensuring their address is updated with the university.

**International Students: For students who are part of auto-enrolled populations, such as international students, if NLU does not have a U.S. address in your NLU student record, you will not be auto-enrolled.

INSURANCE OPTIONAL (Not Auto-Enrolled, must submit enrollment form):

• Students enrolled in Clinical Psychology program (PSYD or MA in Clinical Psychology) enrolled in 1 semester hour or more (MS/MA in Counseling not included or covered)
• Students in the DBA Program in Florida

Insured students who are enrolled in the Student Health Plan may also enroll their eligible dependents by submitting an enrollment form by the posted deadline.

Charges for health insurance are added to student accounts. Payment arrangements are coordinated through the Office of Student Finance.  

NLU does not coordinate insurance for students not included in these programs. If you are an NLU student in another program and would like health insurance please see the resources listed below under Other Health Insurance Options.

INSURANCE WAIVER PROCESS

How do I waive coverage?
Students that have health coverage provided by other means may waive coverage by submitting the online waiver form including information for their plan or putting N/A. The waiver must be submitted by the posted deadline for the term. Failure to provide policy information, dependent on the academic program requirements for insurance, may result in not receiving a waiver, and the charge will remain on your student account. 

Waivers are not accepted after the deadlines below. If the link to the form says inactive or closed, the deadline to request a waiver for the term has passed and the charge for insurance will remain on your account. The waiver form will be active one month prior to the deadlines listed below to accept new waiver requests. Submit the online waiver form before the deadline.

Summer 2024 Semester - not open for wiavers, next waiver deadline is for the Fall 2024 Semester

SUMMER 2024 Quarter - Waiver Form OPEN through July 1

  WAIVER REQUEST FORM - Waiver Form

ENROLLMENT FOR ELIGIBLE POPULATIONS

How do I enroll?
Students in the eligible populations, who are not auto-enrolled, have the option to enroll. Once enrolled in the plan, coverage is automatically renewed every term of enrollment until the student is not registered for classes or submits a waiver by the posted deadline. Enrollment for Semester-schedule students is only twice a year in August and January. 

Summer 2024 Semester - not open for enrollment

Summer 2024 Quarter Enrollment Form OPEN through July 1

If you are instructed by your advisor that you need to enroll please submit this Enrollment Form: https://app.smartsheet.com/b/form/c7d01f66b83841b18759b67b6cde455c 

DEADLINES

Students must know the academic calendar that applies to their class schedule - Semester or Quarter.

Semester-Schedule Students Annual Coverage Period (Fall, Winter, Summer) is from September to September and can only enroll in September and January

Quarter-Schedule Students Per Quarter Coverage Period (Fall, Winter, Spring, Summer) 

Learn more about the Student Health Insurance 

Student Health Insurance Plan Brochure 2023-2024 (starts September 2023)

Other Health Insurance Options

For students who are not part of the eligible populations listed above, there are a variety of other health insurance options. However, these programs do not got through NLU. Students looking for private insurance options can now find a variety of plans available through the Affordable Care Act. Learn about the Health Insurance Marketplace and explore the Understanding Health Insurance for College Students guide before signing up for insurance.

• 2022 Major Medical Coverage - Gallagher Health Insurance
• Pivot Health Short Term Medical

Provider Resources

Find a Health Center - Department of Health and Human Services Health Centers care for you, even if you don't have health insurance. You pay what you can afford, based on your income.

Health Finder - Find information on health topics A-Z or find health providers near you.

Talking to Your Doctor - Tips from the National Institute of Health on how to play an active role in your health care.

Health Information Hotlines

AIDS/HIV Treatment, Prevention and Research - 800-HIV-0440

Allergy and Infectious Diseases - 866-284-4107

Arthritis and Musculoskeletal and Skin Diseases - 877-22-NIAMS

Cancer - 800-4-CANCER

Diabetes - 888-693-NDEP

Eye Diseases - 301-496-5248

Genetic and Rare Diseases - 888-205-2311

Heart, Lung, and Blood - 301-592-8573

Kidney Disease - 866-454-3639

Neurological Disorders - 800-352-9424

Oral Health - 866-232-4528

Osteoporosis and Related Bone Diseases - 800-624-BONE

Smoking Cessation - 877-44U-QUIT

Stroke - 800-352-9424